In this handbook, Illinois insurance law is analyzed and explained with great particularity, allowing a practitioner to identify and understand many key issues. Risk is inherent to everything that we do in life, and the foundation of insurance is risk distribution. Insurance has been around — in one form or another — for over 4,000 years to ameliorate risk for individuals and businesses. As societies and their trade and business developed, the concept and application of insurance and the laws regulating it became more complex.
General Editor
Bradley C. Nahrstadt, Donohue Brown Mathewson & Smyth LLC, Chicago
Chapter 1 — Basic Types of Policies and Coverage
Andrew S. Boris, American Agricultural Insurance Company, Schaumburg
Chapter 2 — Rules of Policy Interpretation and Construction
Daniel J. Neppl, Sidley Austin LLP, Chicago
Chapter 3 — Duties of Policyholders and Insurer
Gustavo A. Otalvora, BatesCarey LLP, Chicago
Chapter 4 — Choice of Law Issues Regarding Coverage
Isaac Jordan Lowe, BatesCarey LLP, Chicago
Chapter 5 — Duty To Defend
Jill B. Berkeley and Seth D. Lamden, Neal, Gerber & Eisenberg LLP, Chicago, and Michael T. Reagan, Law Offices of Michael T. Reagan, Ottawa
Chapter 6 — The CGL Policy
James F. Maruna and John D. Hackett, Cassiday Schade LLP, Chicago
Chapter 7 — Claims-Made and First-Party Policies
Bradley C. Nahrstadt, Donohue Brown Mathewson & Smyth LLC, Chicago
Chapter 8 — Reservations of Rights Letters
Michael C. Bruck, Spellmire Bruck LLP, Chicago
Chapter 9 — Common Exclusions and Defenses to Coverage
Charlotte Wager and Catherine L. Doyle, Jenner & Block, Chicago
Chapter 10 — Declaratory Judgment Actions
Michael H. Passman, BatesCarey LLP, Chicago
Chapter 11 — Excess Insurance
Karen M. Dixon and Michael M. Marick, Skarzynski, Marick & Black LLP, Chicago
Chapter 12 — Bad-Faith Claims in Illinois
Bradley C. Nahrstadt, Donohue Brown Mathewson & Smyth LLC, Chicago